Planning a funeral

A gentle guide for when you need it most.

Whether someone you love has just died, or you’re planning ahead, this guide answers the questions families ask us most. Take it one step at a time — and remember, you can call us at any hour, with no obligation.

A peaceful display with candles and flowers
01

When a death occurs

Many people don’t know who to call first. The answer depends on where your loved one has died, and the circumstances. If you’re ever unsure, call us — day or night — and we’ll talk you through it.

An expected death at home

If your loved one was receiving care at home, phone the service that has been caring for them — for example, Blue Care or Anglicare. A member of their team will visit and complete a Life Extinct form, which allows us to bring your loved one into our care.

They will usually also contact your loved one’s doctor, who will complete the Cause of Death Certificate (Form 9).

A death in a nursing home

Nursing homes now ask residents to nominate their chosen funeral home when they move in, so there’s no confusion about who to call.

When a death occurs, the nursing staff will let the family know, complete the Life Extinct form and contact the funeral home. They will also notify your loved one’s GP so the Form 9 can be completed, which we collect when it’s needed.

A death in hospital

The hospital’s nursing staff will contact the next of kin. When you’re ready to begin the arrangements, simply call us. We’ll liaise with the hospital to bring your loved one into our care and obtain the paperwork needed, including the Cause of Death Certificate.

A sudden or unexpected death

When a death is sudden or unexpected — for example after an accident, or a suicide — the police must be notified. Please don’t move or disturb your loved one until the police or the Coroner say it’s okay.

The police will arrange for the government-contracted funeral service to take your loved one to the Coroner’s mortuary. The Coroner will then investigate the cause and circumstances of the death, which may include a post-mortem examination.

Sometimes this means the funeral can’t go ahead until the Coroner has given clearance. You can still contact us whenever you’re ready, and we’ll gently guide you through what happens next.

Need us now?

We’re here 24 hours a day, 7 days a week. Call us and we’ll take it from there.

02

Planning the funeral

There are a number of decisions to make about the funeral itself. Here are some of the things to consider — and how we can help.

Arranging a funeral

Arranging a funeral can feel daunting. Making decisions about a farewell for someone so important carries a real sense of responsibility — which is why it matters to have a caring, creative team who will listen, and help you celebrate the life, culture and interests of the person you love.

Every funeral we arrange is tailored to the family. We’ll give you the time and attention you need to make the farewell meaningful and personal.

This page gives you an overview, but the best advice comes from a conversation. You’re welcome to meet with one of our experienced arrangers, at no cost and with no obligation — or we can talk over the phone if that’s easier. You can always count on our care and discretion.

Taking your time

Many people believe a funeral must happen within a set time after a death. That isn’t the case — you can take your time and go at a pace that feels comfortable.

Some families prefer to hold the funeral as soon as possible, and that’s okay too. We simply encourage you to plan carefully, so the arrangements truly meet your family’s needs. When choosing a day and time, allow enough time to:

  • hold a viewing, if you’d like one
  • write the eulogy
  • prepare an order of service
  • gather old photographs
  • prepare a memory display, if you’d like one
  • let relatives and friends travel from other places
What your funeral director does

Like any professional you might call on for specialised help, a funeral director plays a unique role in the community — caring for families when someone they love dies. Here’s what we look after for you:

  • Guidance, care and attention from our trained team, 24 hours a day
  • Bringing your loved one into our care from home, a nursing home or most hospitals, at any hour
  • Registering the death with the Registrar of Births, Deaths and Marriages
  • Meeting with your family to plan the arrangements and service details
  • Booking everything you’ve chosen — church or chapel, crematorium or cemetery, minister or celebrant
  • Providing the coffin or casket, flowers and newspaper notices (if requested)
  • Mortuary care — preparing your loved one for viewing
  • Preparing and transferring your loved one locally or interstate, with all legal requirements met
  • Our professional staff attending the funeral ceremony
  • Helping arrange music and any special requests for the service

Above all, we’re here to listen, guide and support you every step of the way.

Who will lead the service

Anyone can lead a funeral service — a minister of religion, a civil celebrant, or a family member or friend.

You may like your local minister or priest to lead the service, especially if your loved one was connected with their church, even if it’s been many years. We can arrange this for you, or one of our own celebrants can lead a non-religious service.

Whoever you choose will try to meet with you beforehand to learn about your loved one’s life, so the ceremony reflects your family’s wishes.

Writing a eulogy

There’s no single right way to write a eulogy. Some are serious and reflective, others light-hearted — and often the most loved are a mix of both, honouring the sadness while celebrating a life well lived.

The most meaningful eulogies come from the heart. It doesn’t need to be perfect; whatever you share will be appreciated by everyone there.

Start by thinking about your relationship — the things you did together and what you’ll miss most. Talk with family and close friends to gather stories and details. You might include:

  • Their age and date of birth
  • Family and other close relationships
  • Education, work and career
  • Hobbies and special interests
  • Places they lived
  • Special achievements

Write in your own words, without being too formal, and practise reading it aloud a few times. On the day, take a deep breath and remember you’re surrounded by people who love you. If it feels too hard to read it yourself, we’re always happy to read it on your behalf.

Personal touches for the service

We’ll talk through ideas with you. Small personal touches can help the service reflect everything that made your loved one special. Some ideas:

  • Place some of their favourite things on or near the coffin
  • Create a picture board of treasured photographs
  • Choose a hymn, song or piece of music that meant something to them
  • Include their favourite flowers, or flowers from their own garden, in the floral tribute (our florists can only supply what’s in season)
  • Create order of service booklets with photos, a poem or favourite quotes — we can help with these
  • Show a photo presentation during the service — we can help with this too
  • Involve the RSL if your loved one was a returned serviceman or servicewoman
Registering the death — information we’ll need

By law, every death in Queensland must be registered with the Registrar of Births, Deaths and Marriages within 14 days. We do this on your behalf, and during the arrangements we’ll ask you for:

  • Their full name
  • Date and place of birth — and if born overseas, the year they arrived in Australia
  • Date of death
  • Their residential address
  • Their occupation during their working life
  • Marital status
  • Details of all marriages
  • Father’s full name and occupation
  • Mother’s full name, including maiden name, and occupation
  • First names and ages of all children, living and deceased

After the funeral, we lodge everything electronically with Births, Deaths and Marriages, well within the required time. The death certificate is usually returned to us in around three weeks, and we’ll let you know when it’s ready to collect. You’ll often need it for legal and estate matters.

About a viewing

A viewing gives your family a private moment to see your loved one and say goodbye before the funeral. It takes place in a quiet setting and isn’t publicised.

What to do with ashes

Some families choose to keep their loved one’s ashes, and today there are many ways to do so — urns, jewellery and blown glass, to name a few, in a wide range of styles, sizes, colours and prices. See our urn & jewellery range.

There are also more unusual options, such as fireworks or scattering at sea by drone — these aren’t services we offer, but we’re happy to talk them through.

Scattering is one of the most common choices, and there are a few things worth knowing:

  • Ashes are highly alkaline and can harm living plants, so we recommend never scattering them directly over gardens or plants.
  • If you’d like to scatter on land, the local council or landowner may require permission.
  • Scattering over water or on the beach is generally fine — just choose a still day, and make sure you know how to open the urn beforehand.

Our team is always happy to offer advice on any of these options.

03

A simple guide to your options

A funeral once meant a church service, a minister and a trip to the cemetery. Today there are many more choices — and a funeral director you feel comfortable with can save you a lot of stress and help you make the right decisions.

  • Burial
  • Cremation
  • The Gentle Way
  • Church & minister
  • Civil celebrant
  • Funeral or memorial
  • Flowers or not
  • Livestream
  • Private or public
Why funerals matter

A funeral done for the right reasons can be an important part of grieving. By making the choices that suit your family, you can say goodbye in a way that is respectful and honouring — without emptying your bank account.

The options we offer

We’re an independent, locally owned funeral home offering a wide range of options to suit every budget and personal choice, for families across Townsville and surrounding areas:

Cremation and The Gentle Way, simply explained

Cremation uses heat and flame to reduce the body to ashes.

The Gentle Way uses water instead of flame. A warm, alkaline water solution gently breaks down the soft tissue, leaving only the bones, which are then processed in the same way as a cremation. The ashes are returned to the family, together with a plant.

The difference between a funeral and a memorial
  • A funeral is a service with your loved one present, in a coffin.
  • A memorial service is held after the cremation or burial, often with their ashes present.

In Townsville, a funeral normally needs to be held indoors — usually in a church or chapel — and reasonably soon after the death. A memorial service can be held at any time and almost anywhere: our chapel, your backyard, or even the beach.

A full funeral service

In a funeral service, your loved one is present in a coffin or casket. The service can be held in a church, our chapel, or one of a small number of other venues permitted under local council rules.

Most local ministers are happy to lead a service in our chapel, and we have our own celebrants if you’d prefer a non-religious service. Our team will coordinate every detail with you so it all comes together seamlessly.

A memorial service

A memorial service takes place after a private burial or cremation, without the coffin present. If there has been a cremation, the ashes can be present in a specially chosen urn if your family wishes.

Memorial services can be held in our chapel or a special place of your choosing, and can be led by a member of the clergy, a civil celebrant, or a family member or friend.

What happens at a burial

While most Australians choose cremation, burials still make up around 30% of funerals. Families choose burial for religious, spiritual or personal reasons.

A burial involves a few different decisions — such as where your loved one will be laid to rest, whether in a lawn plot, a traditional grave, or an existing vault or mausoleum. After the burial, the grave will also need a plaque or headstone. We’ll guide you through each step. More about burials.

Direct cremation (no service, no attendance)

If you’d prefer a simple option without a funeral service, a direct cremation — sometimes called “no service, no attendance” — may suit you best.

Your loved one is cremated without mourners present. The ashes are returned to the family, and we apply for the death certificate, which you can collect from us once it arrives. More about cremation.

Extra touches we can provide

On request, we can also provide:

  • Contemporary memorial books
  • Order of service booklets
  • Keepsake memorial books
  • Photo tribute presentations
  • Memorial urns and jewellery
05

Grief — it’s alright to cry

The best advice we can give is to let yourself grieve. Everyone grieves differently. People may tell you they know how you feel — usually with the best of intentions — but what matters most is doing what’s right for you.

You don’t need to be “strong” for everyone else. If you need help, please don’t be afraid to ask — and sometimes, the friend you need to talk to is waiting for you to reach out first.

Experiencing a loss

When someone who shared part of our life dies, we experience one of the strongest human emotions: grief. It can leave us feeling desolate and confused. This is normal, it happens to everyone, and it’s alright to feel completely devastated.

Grief is a natural response to a significant loss. It isn’t a passing state of mind, but a process that can take months or even years to work through. Many people find it hard to grieve in today’s busy world, yet allowing ourselves to grieve fully can help us heal and grow.

Grief has many passages — physical, emotional and mental. For some people they are distinct; for others they blur together. Some move through them in order, while others seem to move forward and back many times along the way.

The passages of grief
Shock and disbeliefShock is often our first reaction, especially when a death is sudden. It’s the body’s way of protecting us, giving us time to gather the strength to face what comes next.
Emotional releaseThe intense feelings of loss need somewhere to go, and crying is a natural release. Many men find it hard to cry, having been raised to believe it isn’t “manly” — but holding emotions in can make recovery harder. Crying won’t make you lose control. It’s alright to cry.
Loneliness and feeling lowAlmost everyone feels a deep sense of separation from the person who has died, and may not know where to turn for relief. This is normal, even when surrounded by family and friends.
Physical signs of distressThe strain of grief can show up in our bodies — headaches, backaches, asthma or other illness, sometimes even mirroring the symptoms of the person who died. A visit to your doctor may be wise, but often it’s simply your body asking you to take it easy for a while.
PiningMemories of the time we shared may fill our thoughts, and nothing else seems to comfort us. Some people worry they’re “going crazy” — but this is a normal part of healing. Now is the time to reach out to others, even though it isn’t easy.
ReliefWhen someone has been ill for a long time, those caring for them can be exhausted. Feeling relief that their pain and suffering has ended is completely normal — and nothing to feel guilty about.
Guilt“I only spoke to him yesterday.” “I should have stopped her driving that night.” “If only I’d been there.” Thoughts like these are very common. Whether real or imagined, guilt only adds to our pain — and we need to accept that we are not to blame for what was out of our control.
AngerWe may feel angry at the person who died, at the doctors, or even at God. Anger is normal and shouldn’t be bottled up, but it helps to direct it in a positive way — often by sharing it with a compassionate listener.
Finding it hard to return to normalEven after the worst of the emotional storm has passed, everyday life can feel difficult and we may lack energy. This won’t last forever, and talking with others about the person’s life can help.
Light at the end of the tunnelGradually we begin picking up the threads of things we once enjoyed, and start to rebuild a life with meaning.
Welcome backIn time, life becomes bearable again. We’re never quite the same as before, but we can recognise our own strengths, and trust others to help us.
Don’t be afraid to ask for helpGrief can feel like a whirlwind. Some passages may go unnoticed; others may not apply to you at all. What matters is not getting stuck. If you’re struggling, talking with someone trained in grief can help — your local doctor is a good place to start, and your minister or faith leader may also be a support.

If you’re finding it hard to cope, you can talk to someone any time, day or night, by calling Lifeline on 13 11 14.

Support for grieving children — Feel the Magic

Feel the Magic is an Australian charity offering grief education programs for children and young people aged 7 to 18 who have experienced the death of a parent, guardian or sibling.

Around 1 in 20 Australian children will lose a parent before they turn 18 — which means there’s likely a grieving child in almost every classroom. Grieving children can feel isolated and alone, and need ongoing support to learn how to cope and move forward.

Feel the Magic’s evidence-informed programs were developed by a clinical psychologist and are delivered by trained professionals. They help build confidence and teach practical, healthy ways to grieve, aiming to reduce the mental health challenges that can follow a childhood loss.

06

Planning ahead with a funeral bond

A funeral bond is a practical way to set money aside for your future funeral — giving you peace of mind, and protecting the people you love from an unexpected financial burden.

We can help you set up a Sureplan Gold funeral bond with Sureplan. It’s a conservatively managed bond you can start with a lump sum, or build with regular or occasional deposits from as little as $50.

Set aside funds

Designed specifically to help you save for future funeral costs.

Security guaranteed

Your contributions and allocated bonuses are capital guaranteed, held in a Funeral Bond Fund regulated under the Corporations Act 2001 and the Life Insurance Act 1995.

Tax effective

Annual bonuses are exempt from personal income tax. On death, the benefit is paid to your estate, and the growth component is assessed in the hands of the estate.

Centrelink & DVA

Funeral bonds are exempt from the Centrelink and DVA assets and income tests, up to the limit set each year — which may improve your benefits depending on your circumstances.

Single or joint

Bonds can be opened in single or joint names, but a joint bond can only be used towards one funeral — so we recommend couples each open their own.

No restrictions

There are no age or health restrictions. Payments can be made by lump sum, regular contributions or direct debit.

Most of all, it brings peace of mind — knowing your loved ones will have far less to worry about when the time comes.

This is general information only and doesn’t take your personal circumstances into account. Please read the Sureplan Product Disclosure Statement and consider seeking independent financial advice before investing.

We’re here to help

Have a question, or ready to start?

If you’d like more information on anything here, or to begin a pre-arrangement or arrangement, please call our office Monday to Friday, 8:30am–5pm, and we’ll book a time for you with one of our arrangers. If someone has died, call us any time, day or night.